FREE ADVICE - ASSISTANCE - SUPPORT!
Our HUD-certified counselors at H.E.L.P. CDC provide expert home buyer counseling and support, including services such as home buyer education, foreclosure intervention counseling, and reverse mortgage counseling. We take a personalized approach to help you achieve your homeownership dreams. In addition, we offer a comprehensive range of educational programs and workshops designed to equip you with the knowledge and skills needed for successful homeownership. Some of our services include:
- One-on-one Home Buyer Counseling
- Estate Planning Guidance
- Financial Management & Budgeting Advising
- Home Maintenance & Improvement Guidance
To learn more, see below.
RENTERS ROCK! PROGRAM
Our "Renters Rock!" Program is designed to empower renters with the knowledge and skills needed for financial stability and successful independent living. Whether you're new to renting or looking to improve your experience, this program offers valuable insights into navigating the rental market, understanding tenants' rights, and saving effectively.
Join us to learn practical strategies for achieving financial success and paving the way towards homeownership.
COMMITT TO SIX! PROGRAM
Our "Commit to Six!" Program is designed to enhance money management skills and create stable, lasting home lives. Clients learn vital skills in building and maintaining positive credit histories and developing realistic Spending & Saving Plans.
Utilizing the FDIC's "Money Smart for Adults" series, the program covers key areas such as banking basics, understanding credit reports and scores, effective debt management, ensuring housing stability, and creating practical financial plans. This program is a life-changing opportunity for individuals and families to gain control of their financial future.
HOMEBUYER’S TRAINING CLUB
Counseling for First-time Home Buyers consists of three steps:
- Start the Application Process
- One-on-One First-Time Home Buyers Counseling
- Homebuyers Education Seminar
HOMEBUYER’S EDUCATION SEMINARS
Unlock the door to your new home with our monthly Homebuyers Education Seminars. Essential for those seeking local Down Payment Assistance Programs, these seminars dive into crucial topics such as mortgage options, housing market insights, budgeting, and legal procedures. We are excited to offer these seminars in both English and Spanish, held once a month each, ensuring wider accessibility. Equip yourself with the knowledge and confidence needed for a successful homeownership journey. Join us to make your dream of owning a home a reality!
CLICK HERE TO SEE OUR NEXT SEMINAR DATES
FORECLOSURE INTERVENTION “FIGHT CLUB”
Struggling to pay your mortgage? Our Foreclosure Intervention "Fight Club" is here to H.E.L.P.. Our certified housing counselors create "crisis budgets" to cut unnecessary expenses and save for overdue payments. We work directly with homeowners and lenders, offering hands-on support for mortgage modifications. This program is more than financial advice; it's about standing with you to secure your home stability. Learn more about our Foreclosure Counseling.
REVERSE MORTGAGE COUNSELING
Empowering seniors to navigate reverse mortgages with confidence, H.E.L.P. CDC offers specialized counseling for homeowners aged 62 and older. A reverse mortgage allows you to convert home equity into cash while retaining ownership. Our HUD-certified Housing Advisors provide independent counseling to ensure you fully understand the implications and responsibilities.
HOME MANAGEMENT PROGRAM
Our "Home Management" Program supports new homeowners in mastering the responsibilities of their new role. Focusing on essential knowledge and skills, we H.E.L.P. ensure effective home upkeep, creating a comfortable, safe, and enduring living space. Key elements include budgeting for homeownership expenses, engaging in local community involvement, home maintenance and improvement, understanding mortgage terms, preventing mortgage defaults, and estate planning. This program is more than a guide; it's a pathway to ensure your home remains a source of pride, stability, and financial security.
NEIGHBORHOOD REVITALIZATION
H.E.L.P. CDC embraces an integrated, collaborative approach to community development, understanding that neighborhoods are the building blocks of sustainable cities. Our Neighborhood Revitalization Program focuses on creating vibrant, sustainable communities by addressing local needs and fostering community involvement.